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The CFA estimates that one-quarter to one-third of motorists drive without coverage, even though all states but one, New Hampshire, require insurance. The consumer group’s study is based on quotes.

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The CFA estimates that one-quarter to one-third of motorists drive without coverage, even though all states but one, New Hampshire, require insurance. The consumer group’s study is based on quotes.

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Learn about some of the ways an auto insurance premium is determined, so you know what it takes to prevent your rate from going up come renewal time.

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