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Insurers put all cars into one of 50 "insurance groups", with cars in the lower groups being cheaper to insure. When choosing a car to buy, use our tool to find out which cars are in the lowest insurance groups so you can be sure the cost of.
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What are car insurance groups? For insurance purposes, cars are divided into groups, from 1 to 50, with group 1 being the cheapest to insure. The group a particular car model fits into is usually determined by trim level and engine size and type.
Just like car insurance groups, the van insurance groups are determined by the Association of British Insurers (ABI) to determine the groups, and how much your van insurance will cost. They take into consideration several factors, including size of engine, weight, security, performance and cost of repairs.
Every car belongs to a car insurance group, which effectively bands cars from the cheapest to most expensive to insure. Insurers will use the Group Rating System, or their own groupings, in their calculation of premiums.
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A group one vehicle would be in the lowest insurance group, group 50 the highest. Find out more about the way car insurance groups are decided and how the decision affects car insurance premiums. Use our interactive tool.
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